Morbidity Cost and Willingness to Pay for Healthcare Insurance among Wheat Farmers in Jigawa State of Nigeria

Main Article Content

Mohammed Sanusi Sadiq
Muhammad Ahmad
Emmanuel Gama
Abbas Sambo

Abstrakt
The study determined the costs of morbidity and farmers' willingness to pay for health insurance in the Jigawa State of Nigeria using a cross-sectional data collected from 284 farmers through a multi-stage sampling technique. Using an easy-route cost approach, a well-structured questionnaire coupled with interview schedule was used for data collection. Besides, the collected data was then analysed using both descriptive and inferential statistics. Empirically, the majority of farmers utilised an accumulation strategy for livelihood sustenance, alongside enterprise diversification – which acted as a catalyst in increasing their stocks and consumption outcomes, thus smoothing their income and consumption. However, financial and, at worst, physical livelihood capitals posed challenges that affected farmers' livelihood assets in the study area. Furthermore, malaria emerged as the major health issue affecting livelihoods; consequently, slightly over half of the sampled population agreed to the notion of a social health insurance scheme for a healthy livelihood. However, this inclination was largely influenced by the overlooked or nearly neglected social learning aspect of extension service delivery. Therefore, as a method to reduce public capital expenditure on healthcare for livelihoods in the study area, the study recommends that policymakers expand the healthcare scheme to include the farming community, going beyond formal organisations, thereby enhancing farm family livelihoods specifically and overall economic growth and development in general. Nonetheless, enhance institutional factors, alongside social extension, financial and infrastructural facilities are recommended.

Article Details

Jak cytować
Sadiq, M., Ahmad, M., Gama, E., & Sambo, A. (2024). Morbidity Cost and Willingness to Pay for Healthcare Insurance among Wheat Farmers in Jigawa State of Nigeria. Zeszyty Naukowe SGGW W Warszawie - Problemy Rolnictwa Światowego, 24(1), 4–25. https://doi.org/10.22630/PRS.2024.24.1.1
Bibliografia

Abbas, S.M., Usmani, A., Imran, M. (2019). Willingness to pay and its role in health economics. Journal of Bahria University Medical and Dental College, 9(1), 62-66. (Crossref)

Aboaba, K.O. (2020). Effects of ill-health cost on multidimensional poverty: evidence from rural households in Nigeria. Review of Agricultural and Applied Economics (RAAE), 23(1340-2021-016), 64-71. (Crossref)

Abu‐Zaineh, M., Chanel, O., Makhloufi, K. (2022). Estimating willingness to pay for public health insurance while accounting for protest responses: A further step towards universal health coverage in Tunisia? The International Journal of Health Planning and Management, 37(5), 2809-2821. (Crossref)

Adewuyi, S.A., Oladapo, A., Afolami, C.A., Fabusoro, E., Oshati, T. (2021). Effect of ill-health on technical efficiency of food crop farmers in Ondo State, Nigeria. American Journal of Agriculture and Forestry, 9(4), 183-188 (Crossref)

Anbesu, E.W., Ebrahim, O.A., Takele, N.D. (2022). Willingness to pay for community-based health insurance and associated factors in Ethiopia: A systematic review and meta-analysis. SAGE Open Medicine, 10, 20503121221135876. (Crossref)

Azhar, A., Rahman, M.M., Arif, M.T. (2018). Willingness to pay for health insurance in Sarawak, Malaysia: a contingent valuation method. Bangladesh Journal of Medical Science, 17(2), 230. (Crossref)

Babatunde, R., Oyedeji, O., Omoniwa, A.E., Adenuga, A. (2016). Willingness-to-pay for community based health insurance by farming households: a case study of hygeia community health plan in Kwara State, Nigeria. Trakia Journal of Science, 14(3), 281-286. (Crossref)

Baillon, A., Kraft, A., O’Donnell, O., van Wilgenburg, K. (2022). A behavioral decomposition of willingness to pay for health insurance. Journal of Risk and Uncertainty, 64(1), 43-87. (Crossref)

Bolarinwa, O.A., Ameh, S., Ochimana, C., Oluwasanu, A.O., Samson, O., Mohamed, S.F., ..., Danaei, G. (2021). Willingness and ability to pay for healthcare insurance: A cross-sectional study of Seven Communities in East and West Africa (SevenCEWA). PLOS Global Public Health, 1(11), e0000057. (Crossref)

Busyra, A., Ibrahim, R., Aizuddin, A.N., Hassan, N.H., Saputra, I. (2023). Impact of ability and willingness to pay for health insurance in Indonesia. Bali Medical Journal, 12(2), 2245-2250.

Cheno, R.W., Tchabo, W., Tchamy, J. (2021). Willingness to join and pay for community-based health insurance and associated determinants among urban households of Cameroon: case of Douala and Yaounde. Heliyon, 7(3), e06507. DOI: 10.1016/j.heliyon.2021.e06507 (Crossref)

Davies, S. (1996). Adaptable livelihoods: coping with food insecurity in the Malian Sahel. Sciences. Technology and Development, 14(1), 144-156.

Devereux, S. (1993). Goats before ploughs: dilemmas of household response sequencing during food shortages. Ids Bulletin, 24(4), 52-59. (Crossref)

Fonta, W.M., Sanfo, S., Kedir, A.M., Thiam, D.R. (2018). Estimating farmers’ willingness to pay for weather index-based crop insurance uptake in West Africa: Insight from a pilot initiative in Southwestern Burkina Faso. Agricultural and Food Economics, 6(1), 1-20. (Crossref)

Gidey, M.T., Gebretekle, G.B., Hogan, M.E., Fenta, T.G. (2019). Willingness to pay for social health insurance and its determinants among public servants in Mekelle City, Northern Ethiopia: a mixed methods study. Cost Effectiveness and Resource Allocation, 17, 1-11. (Crossref)

Haab, T.C., McConnell, K.E. (2002). Valuing Environmental and Natural Resources: The Econometrics of Non-Market Valuation. Edward Elgar Publishing. (Crossref)

Haile Likka, M., Ololo Sinkie, S., Megerssa, B. (2019). Willingness to pay for community-based health insurance among rural households of Southwest Ethiopia. arXiv e-prints, arXiv-1912.

Illu, A.R., Muhaimin, A.W., Setiawan, B.(2021). Farmers’ livelihoods strategy based on asset in Pandansari village post eruption of Mount Kelud. Agricultural Socio-Economics Journal, 21(4), 277-284. (Crossref)

Jigawa State Government (JSG), (2017). Accessed from www.jigawastate.gov.ng/.

Jigawa State Government (JSG), (2021). Jigawa Research Report. Retrieved on 14/3/2021 from www.citeseerx.ist.psu.edu.

Jofre-Bonet, M., Kamara, J. (2018). Willingness to pay for health insurance in the informal sector of Sierra Leone. PloS One, 13(5), e0189915. (Crossref)

Kado, A., Merga, B.T., Adem, H.A., Dessie, Y., Geda, B. (2020). Willingness to pay for community-based health insurance scheme and associated factors among rural communities in Gemmachis District, Eastern Ethiopia. Clinico Economics and Outcomes Research, 609-618. (Crossref)

Kalyango, E., Kananura, R.M., Kiracho, E.E. (2021). Household preferences and willingness to pay for health insurance in Kampala City: a discrete choice experiment. Cost Effectiveness and Resource Allocation, 19(1), 1-14. (Crossref)

Mekonne, A., Seifu, B., Hailu, C., Atomsa, A. (2020). Willingness to pay for social health insurance and associated factors among health care providers in Addis Ababa, Ethiopia. BioMed Research International. (Crossref)

Miti, J.J., Perkio, M., Metteri, A., Atkins, S. (2021). Factors associated with willingness to pay for health insurance and pension scheme among informal economy workers in low-and middle-income countries: a systematic review. International Journal of Social Economics, 48(1), 17-37. (Crossref)

Morris, M., Butterworth, J., Lamboll, R., Lazaro, E., Maganga, F., Marsland, N. (2001). Household livelihood strategies in semi-arid Tanzania: synthesis of findings. Annex A of the final technical report of project R7805. DFID Project. Natural Resource Institute, University of Greenwich, Chattam, 94.

National Population Commission (NPC),(2017).PHC Priority Tables - National Population Commission. Available at: www.population.gov.ng.

Njie, H., Wangen, K.R., Chola, L., Gopinathan, U., Mdala, I., Sundby, J.S., Ilboudo, P.G. (2023). Willingness to pay for a National Health Insurance Scheme in The Gambia: a contingent valuation study. Health Policy and Planning, 38(1), 61-73. (Crossref)

Nzowa, P.G., Nandonde, F.A., Seimu, S.M. (2023). Mediation effect of trust on willingness to pay for health insurance among co-operative members in Tanzania. Future Business Journal, 9(1), 18. (Crossref)

Ogundeji, Y.K., Akomolafe, B., Ohiri, K., Butawa, N.N. (2019). Factors influencing willingness and ability to pay for social health insurance in Nigeria. PloS One, 14(8), e0220558. (Crossref)

Omotowo, I.B., Ezeoke, U.E., Obi, I.E., Uzochukwu, B.S.C., Agunwa, C.C., Eke, C.B., ..., Umeobieri, A.K. (2016). Household perceptions, willingness to pay, benefit package preferences, health system readiness for National Health Insurance scheme in Southern Nigeria. Health, 8(14), 1630-1644. (Crossref)

Oparinde, L.O., Ogunbusuyi, O., Aturamu, O.A., Oladipo, C.O. (2018). Food crop farmers’ health and poverty status nexus in Ondo state, Nigeria. Journal of Poverty, Investment and Development, 43(1), 47-55.

Sadiq, M.S., Sani, B.S. (2022). Lıvelıhood status of paddy rıce agro-processors that benefıtted from mıcrofınance credıt in Jıgawa State of Nıgerıa. Bozok Journal of Agriculture and Natural Sciences, 1(2), 71-94.

Sadiq, M.S., Singh, I.P., Lakhera, J.P., Henry, C. (2017). Critical issues of health care services delivered by primary health care centers in rural areas of Niger state in Nigeria: implications on rural farm sector economy growth and development. International Journal of Research in Agriculture and Forestry, 4(10), 1 17.

Sauerborn, R., Nougtara, A., Hien, M., Diesfeld, H.J. (1996). Seasonal variations of household costs of illness in Burkina Faso. Social Science & Medicine, 43(3), 281-290. (Crossref)

Wang, Y., Zhang, L. (2019). Status of public–private partnership recognition and willingness to pay for private health care in China. The International Journal of Health Planning and Management, 34(2), e1188-e1199. (Crossref)

Wolff, E., Larsson, S., Svensson, M. (2020). Willingness to pay for health improvements using stated preferences: prevention versus treatment. Value in Health, 23(10), 1384-1390. (Crossref)

Statystyki

Downloads

Download data is not yet available.